In today’s financial landscape, the concept of investments and wealth has become increasingly important. This…
JESSICA TIERNEY, CFP®, CDFA®, QKA®
With more than 15 years in the Retirement & Finance industry, and a decade as a CERTIFIED FINANCIAL PLANNER™ professional and Qualified 401(k) Administrator™, Jessica focuses on retirement and income planning with an emphasis in tax efficient distribution strategies. As a CERTIFIED DIVORCE FINANCIAL ANALYST® certificant, Jessica specializes in working with women of divorce. She is a member of the Financial Planning Association, the Institute for Divorce Financial Analysts and the American Society of Pension Professionals & Actuaries. Jessica graduated from Portland State University with a Bachelor of Science in Mathematics.
Q&A with Jessica
What is your investment philosophy?
The investment piece is always the last part for me. I first want to understand your current cash flow and long-term financial plans. From here I look at both short-term and long-term tax optimization strategies that align your investments with your personal situation. Adding in your personal risk tolerance, we can find a well-diversified option that is appropriate for your specific situation.
Tell me a time when you worked closely with another professional to solve a client issue.
As a CFP® certificant, I work closely with other professionals on a regular basis. This ranges from divorce and estate attorneys to CPAs and independent agents. If my client doesn’t have their own team of top individuals, I work with them to find folks they trust to be in their corner.I recently joined a client’s mediation session to assist her in settling her divorce. My ability to provide her attorney with real time numbers and feedback on proposed settlements assisted him in his negotiations and gave my client a feeling of empowerment when making her final decision. She understood the tradeoffs she was making and felt confident that her team was working together on her behalf.
What do you like to do for fun?
I am homebody by nature, so my idea of fun is generally something calm and quiet. I enjoy trips to the coast for a little R&R and quality time with my family. I do enjoy running and, depending upon the year, may sign up for an event or two. I have run distances up to a marathon, but these days prefer something in the 5k – 10k arena.
Describe some of your favorites: book, movie, person, game, vacation, hobby, music, color. Why these?
I am almost always listening to a book. Whether I am doing chores around the house, driving in the car, or just relaxing. You can generally find me with at least one ear bud in.I listen to all types of novels, both fiction and nonfiction across multiple genres. I don’t have an all-time favorite book, but one that comes to mind that I enjoyed recently is Project Hail Mary. I have listened to several of Andy Weir’s novels and the nerd in me loves all the math and science he incorporates throughout his stories.My favorite movies are lighthearted. Two that I have seen several times are the Devil Wears Prada and Cruella De Ville. I seem to enjoy stories about women finding their inner strength and sense of selves, with a bit of flare.As for vacation spots I would pick the beach. I am not the type to go in the ocean mind you, I would say I have an irrational fear of sharks, but I do enjoy walking or running on the sand or relaxing in the sun.
Since joining the firm, Jessica has developed a passion for helping women to rebound after divorce and transition into retirement with confidence. She encourages her clients to understand their new financial landscape and to reposition their assets to be in alignment with their own dreams and financial future.
On a personal note, Jessica grew up in Tigard and attended Tualatin High School. She spent 3 years studying electrical engineering at the University of Portland, participating in the air force ROTC program, and graduated from Portland State University with a Bachelor of Science in Mathematics. She comes from a large family, being the youngest of five, and is the proud mother of her son, Owen. In her downtime, Jessica enjoys running or working out, and always appreciates a good book.
Jessica is a CERTIFIED FINANCIAL PLANNER™ professional, a CERTIFIED DIVORCE FINANCIAL ANALYST® certificant and a Qualified 401(k) Administrator™. She is a member of the Financial Planning Association (FPA), the Institute for Divorce Financial Analysts (IDFA) and the American Society of Pension Professionals & Actuaries (ASPPA). Jessica graduated from Portland State University with a Bachelor of Science in Mathematics.